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ManyPets Pet Insurance Frequently Asked Questions

ManyPets Pet Insurance Frequently Asked Questions

ManyPets Pet Insurance is a new entrant in the pet insurance market, offering unique and valuable coverage options. It also offers very competitive rates, so it is worth checking to see if it is available in your state.

About ManyPets Pet Insurance

ManyPets’ sister company, Bought by Many, launched in the UK in 2012 with the ambitious goal of solving the things people hate about insurance. In 2017, Bought by Many introduced pet insurance to the UK. Many Pets launched in Sweden in 2019 and expanded to the US in 2021.

It is currently available in 36 states, with plans to expand to other countries. ManyPets has made access to quality pet care more convenient, comfortable, and fun for over 300,000 customers worldwide. ManyPets is insured by Accredited Surety and Casualty Co.

ManyPets Pet Insurance Logo
ManyPets Pet Insurance Logo


How does ManyPets pet insurance work?

If you live in the United States (and you are human), the American health care system has probably given you heartburn. But we have learned from this experience that ManyPets pet insurance is a different animal.

Of course, there are fundamental similarities between pet health insurance and human health insurance. Just like human health insurance, pet health insurance provides reimbursement for medical treatment.
But when you go to the doctor, you can only go to certain in-network providers. The insurance companies pay them directly, and the customer has to foot the bill if he or she goes out of network. ManyPets is simpler and more flexible.

When you insure your dog or cat, you are free to take it to any authorized veterinarian, specialist, or emergency clinic. Then send your claim directly to ManyPets and we will reimburse you immediately.

ManyPets makes this process as simple as possible. Some insurance companies require you to provide your pet’s medical details with every claim, but we require this only once. ManyPets also reimburse veterinary expenses as quickly as possible.

What does ManyPets pet insurance cover?

Some insurance companies only offer accident insurance. ManyPets offers nose-to-tail coverage for accidents and illness. They want your pet to stay healthy and safe for as long as possible, whatever the illness.

ManyPets pet insurance cover

ManyPets Pet Insurance Frequently Asked Questions

How much does pet insurance from ManyPets cost?

There is a wide range of prices in the insurance industry and some insurers charge higher than average premiums, even though their coverage is not any better. ManyPets’ accident and health policy are one of the most competitive on the market, starting at $20 per month for dogs and $15 per month for cats.

Naturally, these are just the introductory rates. Rates vary according to factors such as age, breed, and location. ManyPets also allows you to adjust items such as deductibles, entry fees, or annual limits.

Pet parents can also add a wellness plan that covers routine treatments such as check-ups, teeth cleaning, and deworming. These plans cost more (ManyPets’ wellness plan starts at $15), but if you plan to use a modest amount of preventive care, pay for it yourself.

Is pet insurance from ManyPets worth it?

The fact is that veterinary care is expensive. If the world of human health care has taught us anything, it is that things get more expensive as they become more complex and specialized. Today, veterinarians work in specialized fields such as dermatology, oncology, cardiology, etc.

For ManyPets, insuring your pet is much more than protecting your wallet. Every day, pet owners euthanize animals with treatable diseases. This practice may not reduce your savings account, but it breaks your heart and ManyPets’.

Dr. Jenny Brown, a former Seattle emergency vet who now works as a private veterinarian, says pet health insurance takes the “financial edge” out of veterinary care.

Shee is not wrong. Sure, ManyPets wants to save money, but not by avoiding treats. ManyPets wants you and your pets to share as many moments and create as many memories as possible. With them, you never have to choose between your finances and your pet’s health.

What is not included in the ManyPets Pet Insurance?

No pet insurance covers everything, and they want to make sure you never have any surprises. All companies tend to exclude things like pre-existing and recurring diseases, routine and preventive treatments, and treatments that take place during the initial waiting period (ManyPet’s waiting period, by the way, is 15 days).

Here’s the best part: they offer several exclusions and ways to increase coverage with additional insurance.

What is not included in the ManyPets Pet Insurance?

ManyPets Pet Insurance Pre-existing Conditions.

Most policies don’t cover diseases or health problems that the cat or dog developed before the policy came into effect. However, ManyPets does cover most treatable pre-existing conditions if the pet has been symptom-free and untreated for 18 months.

Age and breed
Most quality pet insurance policies have few, if any, age restrictions; a pet can never be excluded from a policy just because it ages. Pet insurance policies indeed tend to increase premiums each year as the dog or cat gets older.

In terms of breed, ManyPets pet insurance cannot be called ManyPets if it does not love all dogs and cats equally. No dog is too wrinkly and no cat is too fluffy to be covered.

But some breeds are more likely to have health problems than others, and these animals may require higher monthly premiums. For example, large dogs often suffer from cruciate ligaments or other orthopaedic problems, while French bulldogs and dachshunds often suffer from hernias.

Read: What are the disadvantages of pet insurance?

Can I Personalize My ManyPets Policy?

Yes of course you can customize your ManyPets policy to suit your needs. Many parents choose a policy that only covers accidents and illnesses, while others add a wellness plan (the wellness plan reimburses unavoidable daily vet fees – highly recommended).

Can I Personalize My ManyPets Policy

Where can I buy a ManyPets policy?

ManyPets pet insurance makes buying a ManyPets policy as easy as pampering your pet.

When to buy a policy: It’s a good idea to buy a policy when your pet first goes to the vet. If you buy a policy when your pet is small, you will never have to worry about pre-existing conditions.

Do ManyPets Pet insurance policies cover routine or preventive care?

Like other pet insurance policies on the market, basic health insurance only covers the diagnosis and treatment of accidents and diseases. However, ManyPets offers a supplemental health plan to help cover the cost of preventive care.

Their wellness plan includes:
– Routine health checks and vaccinations, including rabies, bordetella, DHPP, FVRCP, and Lyme disease.

– Flea, tick, and heartworm prevention, including heartworm screening.

– Dental cleaning, including teeth cleaning, scaling, and polishing.

– Holistic care, including supplements and treatments for stress, anxiety, skin, hair, bones, and joints.

What are bilateral disorders and are they covered by ManyPet Pet Insurances?

What is bilateral disease?
Bilateral disease is a medical condition that can occur on both sides of a pet’s body.

Examples include cruciate ligament problems, patella injuries (also called patella luxation), or joint dysplasia (such as hip or elbow dysplasia).

Does the ManyPets Pet Insurance cover Bilateral Diseases?

In general, ManyPets pet insurance covers bilateral conditions under their policies.

If a bilateral condition is diagnosed on both sides of your pet’s body at the same time, ManyPets will treat it as one condition. Otherwise, a diagnosis on each side of the body is treated as a separate illness.

Many pets do not exclude a pre-existing bilateral condition unless it is a cruciate ligament injury (CL, CCL, ACL) or hip dysplasia. In this case, they are not able to cover future damages.

Does ManyPets Pet Insurance cover dental Injuries?

Yes, ManyPets covers dental injuries. The insurance covers the costs of diagnosing and treating dental injuries and gum disease. Unfortunately, the costs of annual teeth cleaning, tooth brushing, or other cosmetic/selective services are not covered unless the wellness supplement is purchased.

Does ManyPets Pet Insurance Cover Hip Dysplasia?

Hip dysplasia is a condition for which they may provide coverage, depending on the circumstances. For example, if your pet has never been treated, medicated, or counseled for dysplasia, it will be covered by your insurance.

If your pet is six (6) years of age or older on the Effective Date of Insurance or if your veterinarian diagnosed Dysplasia before the Effective Date of Insurance, it will be considered a pre-existing condition.

Therefore, Manypets will not pay for treatment of this condition.
If you have further questions or would like to discuss this issue with ManyPets, please call their customer service at +1 (888) 978-5291 or email [email protected] They will be happy to assist you.

How can I apply with ManyPets Pet Insurance?

You can apply for pet health insurance or health coverage (or both) online at or by phone at +1 (888) 978-5291.

What Payment Methods Do ManyPets Accept?

Many Pets currently accepts all VISA, MasterCard, American Express, and Discover credit and debit cards.

Does my veterinarian accept my pet’s health insurance?

Unlike human health insurance, which requires pre-authorization and limits the number of in-network providers, ManyPets pays the patient directly instead of reimbursing the vet. This means that your pet can be treated by any veterinarian, specialist, or an emergency clinic in the United States, and then you simply submit your claim.

How do I cancel my health insurance with ManyPets?

ManyPets regrets your withdrawal, like any other insurance company, but you can cancel your health insurance at any time and at no cost (but you should check the terms of your health insurance rate, see below). Call or email customer service and they will cancel your policy.

If you decide to return, remember that any injury or illness that occurred during your previous insurance or during the cancellation period will be considered a pre-existing condition for future insurance.

Does ManyPets Pet Insurance Cover Pet Cancer?

Yes, cancer diagnostic procedures and treatments are covered by ManyPets. Chemotherapy and radiation prescribed by a qualified veterinarian are covered. If cancer already existed at the start of coverage or develops during the waiting period, this coverage is not applicable.

ManyPets Pet Insurance Waiting Periods for Coverage

Typically, you must wait a certain period before coverage starts with pet insurance providers. The waiting period is the name given to this fixed period. There is a 15-day waiting time for accidents and illnesses on ManyPets.

The 15-day waiting time for accidents is longer than some other insurers, even if it is typically relative to other pet insurance providers. For accidents, Lemonde and Embrace, for instance, have a two-day waiting period. Given that you can never be too careful, choosing a pet insurance provider with a short accident waiting time may provide you peace of mind.

Your accident and sickness waiting period will only last 24 hours if you’re moving from your current pet insurance to ManyPets pet insurance. Nobody other offers pet insurance in this way.

Can I insure more than one pet with ManyPets Insurance?

Yes, you can insure multiple pets with ManyPets. There is no limit to the number of pets you can insure with ManyPets.
You can add a pet to your policy by calling customer service at +1 (888) 978-5291, who will be happy to assist you.

What happens if I miss paying my payment on time?

In the event of non-payment, the company will endeavor to contact you by phone or email.
However, if payment is not received within ten (10) days*, the contract will be terminated immediately.

How can I contact the ManyPets Pet Insurance team?

For claims:
You can inquire by sending an email to [email protected] and giving details of your last visit to the vet (be sure to attach a copy of the vet’s itemized invoice).
They can be contacted Monday through Friday from 9 am to 5 pm CST.

For general information:
You can email them at: [email protected]
You can also call them at +1 (888) 978-5291
They are available Monday through Friday from 9:00 AM to 9:00 PM EST and Saturday from 10:00 AM to 9:00 PM CST. EST and Saturday from 10:00 am to 6:00 pm EST. EST.

How do I file a pet health insurance claim with ManyPets Pet Insurance?

It’s very simple. Just follow these three (3) simple steps:

Step 1: If your pet is sick or injured, go to a US-licensed veterinarian for diagnosis and treatment and pay as usual at checkout (be sure to ask for a copy of the vet’s invoice).

Step 2: Send an email detailing the claim and attach a copy of the vet’s bill.

Step 3: Sit back and wait for your application to be processed. They will update you regularly by email so you can follow our progress. If you are approved, they will pay you everything up to your copay amount of the claim once you know your annual deductible.

If you want to contact a member of their team, you can send an e-mail to [email protected].

What kind of documentation does ManyPets need?

When you submit your first application, you will also be asked to provide your pet’s medical records for the last 18 months.

After that, you only need to provide a copy of the invoice and receipt from the vet or clinic when you submit your application. The vet may ask for additional information when processing the claim, but that is all.

How is ManyPets Pet Insurance claim paid?

Once the claim is approved, payment is made after deducting the excess and deductible and copay.

Is ManyPets Pet Insurance any good?

The Accredited Surety and Casualty Company, Inc. insured ManyPets Pet Insurance. The ManyPets Pet Insurance received an A- (outstanding) grade from AM Best in 2021. The grade indicates that AM Best thinks the business will be able to fulfill its continuing insurance obligations very well.

ManyPets Pet Insurance Phone Number

Call ManyPets on +1 (888) 978-5291
They are available Monday through Friday from 9:00 AM to 9:00 PM EST and Saturday from 10:00 AM to 9:00 PM CST. EST and Saturday from 10:00 am to 6:00 pm EST. EST.

How ManyPets Pet Insurance application process works

Watch the below video to see and know how the ManyPets Pet Insurance application process works

Read: Top Best Pet Insurance For Multiple Pets With Discount

ManyPets Pet Insurance States

As of July 2022, ManyPets Pet Insurance is available in the following 36 states:

  • Alabama
  • Arizona
  • Arkansas
  • Colorado
  • Connecticut
  • Delaware
  • Georgia
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Michigan
  • Mississippi
  • Nebraska
  • New Hampshire
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oregon
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming
ManyPets Pet Insurance Frequently Asked Questions
ManyPets Pet Insurance Frequently Asked Questions

Parting Words

If you own a pet, you are aware of the high cost of veterinarian care. Veterinary expenses can easily reach the thousands, regardless of whether your dog or cat becomes sick or is hurt in an accident.

The expense may be more doable with pet insurance. You may obtain up to 100% reimbursement and a $0 deductible with ManyPets Pet Insurance, which eliminates out-of-pocket expenses for illnesses and accidents over and above your monthly charges.

To help with the cost of regular needs like vaccines, flea and heartworm treatments, and dental cleanings, ManyPets Pet Insurance now offers a wellness option. Additionally, especially for young pets, its premiums are often less expensive than the industry average.

As usual, while thinking about a financial product, it’s critical to weigh your alternatives (which after all, insurance is). Since pet insurance firms offer free quotes, we advise requesting quotes from many insurers before choosing one. This can guarantee that you have the most coverage for the lowest cost.

Thanks for reading “ManyPets Pet Insurance Frequently Asked Questions” Please help share with your friends.

Itohowo Williams has always been an animal enthusiast and has spent more than ten years working in the pet insurance industry in particular as well as other pet-related sectors. An OnePageSEO Expert. The Pet Insurance Nice Guy. Lover of Pet, Crazy for French Bulldog . Currently Working as a Pet Insurance writer at The goal is to provide valuable insights and tips for pet owners seeking guidance in choosing the right pet insurance plan, with a deep understanding of the factors that impact the cost of pet insurance policies in the Pet Insurance World. With a focus on E.A.T. (Expertise, Authority, and Trustworthiness), Williams is a reliable source for pet owners seeking high-quality pet insurance advice to make informed decisions about their furry friend's health and wellbeing. Follow Williams on twitter @

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